Build your net sheet
How to build a seller net sheet you can actually update
Create a traceable estimate of seller cash, record uncertainty and keep closing deductions separate from preparation and moving expenses.
Seller net proceeds calculator
Estimate cash from your sale after entered compensation, settlement costs and mortgage payoff. Illustrative inputs only.
Start with your own documents
Enter a hypothetical sale price, the combined percentage-based brokerage compensation you have actually agreed to pay, and any separate flat brokerage charge. The rate shown on first load is an illustrative assumption, not a customary, recommended or legally required rate. Enter all other deductions in the last field: mortgage payoff, settlement expenses, credits, lien payoffs and other amounts you expect to pay from proceeds. Do not include a brokerage charge twice.
Formula and example
Brokerage compensation = sale price × rate ÷ 100 + flat brokerage fee. Estimated cash = sale price − brokerage compensation − other deductions. With the illustrative defaults, $450,000 × 4% = $18,000; $450,000 − $18,000 − $268,000 = $164,000. This is cash at closing under these assumptions, not taxable profit.
Limits
The tool does not determine local transfer taxes, prorations, contract obligations, tax liability or lender payoff interest. Combine your actual figures into other deductions before using it. A negative result means the assumptions require cash to close. Ask the settlement professional for a dated net sheet and the lender for a payoff through the expected closing date. Changing the sale price does not automatically change the other-deductions field.
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